Caregiving

It Happened Again

It Happened Again – Don’t Let This Happen To You

Once again an Independent Home Health Aide has been arrested for abusing the elderly woman she was hired to care for (Sun Sentinel, Tuesday, 10/30/12).

The aide became a close part of the family. She was entrusted with the elderly couples debit card and pin numbers. She would go grocery shopping and perform other errands with those bank cards in hand.

A number of weeks later, that poor unknowing elderly woman noticed three unauthorized charges to her bank account. The charges were to Wal-Mart, department stores and to the aides FPL bill. She went to look for her bank card and could not find it.

Although this elderly woman was very frightened about her safety, she did the right thing and called the police…the aide was arrested October 27, 2012.

Surveillance video from Wal-Mart was the most incriminating. The aide is charged with 14 felony counts including exploitation of an elderly person and theft from a person 65 years of age or older.

I have many past articles about who is your advocate and why you need one!

Most Likely, several years ago, many of you purchased a Long Term Care (Home Health Care) or Medicare Supplement Policy. However, over the years you have probably lost contact with the agent who sold you the policy. There is a good chance that agent has retired or left the profession. Statistics show that 7 out of 10 agents doing business at this time have left the industry. Thus, leaving behind thousands of clients with policies and without an agent to assist when those policies need to be utilized. It is very important to know that there are rules and procedures that must be followed in order for the insurance company to pay the benefits you need today and have paid for for all of these years.

I want to tell you that I am here to take care of anything that you may need. This means, when you get sick or hurt and need to utilize your policy I, Abe Glickman, am the person you need to contact (877-298-5824). I will take care of everything in a timely matter to make the situation less stressful for you and your family by providing you the following:

• Locating Home Heath Care Services for you; We make sure all our Home Health Care agencies do total background checks of their Aides
• Locating Assisted Living, Nursing Home, and Adult Day Care Helping you with your claims so there are no delays
• Ensuring that your claims are processed accurately
• Being at your service 24 hours in the event of any emergency

We at the Abe Glickman Insurance Group, have, and will always be dedicated to providing the best service and insure that you are completely satisfied. Service and support to you and your loved ones has always been my NUMBER ONE PRIORITY.

Please take this opportunity to call me at the following number (877-298-5824) and allow me to review your coverage so I may refresh your memory of what you purchased many years ago. After that, I will become your advocate, providing you with my personal attention to your needs. We will create an informational profile for you and make sure you, as wall as your family, know to contact me in assisting you at the time of need.

I also invite you to visit me at my office at any time you are in the area and have any questions or just want to say hello. Also, please make sure your family and friends have my information in the event assistance is needed in the future.

I sincerely hope you enjoy good health for many years to come.

Abe Glickman, LTCA, LTCP
Member: AALTCI, NAHU, NAIFA, SOA
Abe Glickman Insurance Group
Toll-Free Phone: 877-298-5824
Email: AG@AbeGlickman.com

“It is better to create a plan 10 years too soon than one day too late.”

Questions or Comments? Give me a call!


Crisis in Caregiving

Crisis in Caregiving

            If you do not already know, you will soon enough. There is a caregiving crisis in the United States. Directly or indirectly it will effect you.

            Caring for a loved one can cause havoc with the caregiver’s efforts to save for their own retirement.

            Researchers divided caregivers into two groups; Primary Caregivers – The main providers of hands on care, and Secondary Caregivers – Others involved with care who do not provide day-to-day support.

            About 73% of the Primary Caregivers, and 40% of the Secondary Caregivers said they had significant reductions to their savings as a direct result of caregiving responsibilities. In addition, both groups reported an even greater reduction in their retirement contributions.

            Caregiving also had a direct effect on the cargivers ability to work and keep jobs. Working fewer hours, losing jobs, and missed career opportunities were reported as a result of their caregiving responsibilities.

            So now is the time to take responsibility for ourselves and make sure our spouses and children will not have this burden to carry.

            As I always said, transfer the Long Term care risk to the insurance company and do not leave a bankrupt legacy to the future generations.

Abe Glickman, LTCA, LTCP

Member: AALTCI, NAHU, NAIFA, SOA

Abe Glickman Insurance Group

Toll-Free Phone: 877-298-5824

Email: AG@AbeGlickman.com

“It is better to create a plan 10 years too soon than one day too late.”

Questions or Comments? Give me a call!